United Life Insurance Company logo

WHO WE ARE

Strong Roots

Dedicated to our clients

United Life Insurance Company, a Kuvare company, is a leading provider of fixed indexed annuities, specializing in flexible retirement solutions that prioritize financial security. United empowers financial professionals with strategies that balance growth and protection. Committed to customer-driven innovation, the company continues to deliver powerful annuity and permanent life insurance products supported by exceptional service and stability.

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United Life Insurance Company has proudly served financial professionals and their clients since 1962. We strive to create simple and straight forward life insurance and annuity products designed for everyday Americans.

In 2018, United Life proudly became part of the Kuvare family of companies—an exciting milestone that has enabled us to expand our reach and deliver valuable financial solutions to even more individuals and families.

Financial Strength and Stability

Based in Cedar Rapids, Iowa, United Life Insurance Company has earned an A- (Excellent) rating from AM Best, confirming our financial strength and stability.

Our strong financial foundation reinforces the trust we have built with policyholders and partners—enabling us to honor our commitments and provide enduring financial security today and for generations to come

Financial Strength Ratings

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AM Best Company

 

Financial Strength Rating of A- is the 4th of 13 ratings.

Current Financial Strength Report
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A Kuvare Company

United Life Insurance Company is a subsidiary of Kuvare US Holdings, Inc. Kuvare is a life and annuity business focused on delivering value-oriented annuities to the middle market. Kuvare is committed to a sustainable growth strategy, backed by a consortium of stable capital firms collectively managing more than $27 billion. Kuvare has pro forma consolidated assets of more than $45.4 billion.

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Guiding Beliefs

Our reputation is built on three guiding beliefs that we continue to hold today: service, experience, and innovation. From the beginning, we have made it our goal to help provide financial security for our policyholders and their loved ones. These beliefs guide everything we do:

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Dedicated Support

Delivering tailored, high-quality service that puts clients first.

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Experience

Drawing on deep industry expertise to create confident, seamless client experiences at every step.

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Forward-Thinking Solutions

Evolving with our clients by innovating to meet their changing needs.

Empowering Everyday Americans for a Confident Retirement

Across the country, millions of hardworking people are striving toward a secure future—but too often, they are left without the support, guidance, or financial roadmap they need. Traditional financial services frequently overlook middle-income Americans, leaving many unsure of how to make their savings last through retirement.

At United Life, we believe everyone deserves the chance to retire with confidence—regardless of their income, experience, or background. Our annuity solutions are designed to help turn hard-earned savings into a reliable stream of income, offering greater financial peace of mind throughout retirement.

Are we the right fit for you?

If you are looking for financial security, with dependable retirement income and a lasting legacy, United Life could be the right choice. Whether your goal is to grow savings, generate steady retirement income or plan for loved ones, our financial solutions are built to support your future.

You have worked hard. Now it is time to enjoy an income you cannot outlive—and create a legacy that reflects your values. United Life helps turn savings into lifelong confidence.

Discover how our products could support your retirement and legacy goals. Talk to your financial professional to learn more.

* Licensed to do business in all states except Alaska, Hawaii, New York, Maine, and Vermont.