WealthChoice Fixed Indexed Annuity (FIA)
5-,7-, and 10-year fixed indexed annuities
Help make sure your money lasts through retirement.
You’re here because you want to retire with confidence. Like many others, you’re looking for ways to build a more secure, comfortable, and financially stable future.
What does a secure retirement look like?
Lasting Financial Security
For many retirees, peace of mind starts with knowing their savings will go the distance. Protecting and preserving your wealth is essential to maintaining long-term financial stability.
Lifetime Income
A reliable income stream helps you manage everyday expenses and enjoy the lifestyle you’ve earned. With income you can count on for life, you can relax knowing you will always have money in retirement.
Personalized Flexibility
No two retirements look the same. That’s why having options that let you shape your plan around your goals, lifestyle and timeline is key to staying in control.
Confidence
Uncertainty can take a toll on your piece of mind. A well-structured retirement plan helps to build the financial confidence to move forward, so you can focus on what matters most.
Why Choose WealthChoice Fixed Indexed Annuity?
Lifetime Income
Establish dependable income that lasts through retirement. Choose payout options that fit both you and your spouse's needs so you can enjoy greater financial confidence with consistency.
Grow with a Purpose
Enhance your retirement strategy with premium allocation options designed to align with your personal goals, giving you the opportunity to grow your savings over time.
Secure Savings
Keep your retirement assets protected from market loss and benefit from growth during market upswings. Our accumulation options offer a balance of safety and growth potential.
Smart Diversification
Enhance your financial strategy with interest crediting options built to adapt to changing market conditions—helping you stay on course, no matter what the future brings.
Boost Earning Potential
Take advantage of a premium bonus on our WealthChoice 10-year plan, along with tax-deferred growth. Your savings receive compounding benefits by delaying taxes until you make withdrawals.
Access
Withdrawal up to 10% of your account value annually without surrender charges for required minimum distributions (RMDs), terminal illness, or long-term care needs.
Lifetime Income Your Way
The optional Guaranteed Living Benefit Rider2 delivers these additional advantages:
- Flexible Timing
- Tailored Payouts Options
- Built-In Growth Potential
Help keep pace with inflation through an option that increases your income by 3% annually, even after your account value has been exhausted.3
Discover how a WealthChoice FIA can help you plan a more predictable retirement.
1 Annuity guarantees are contingent on maintaining minimum contract values and rely on the financial strength and claims-paying ability of the issuing company.
2 Optional Guaranteed Living Benefit Rider (GLBR) is offered on the WealthChoice 7- or 10-year plan and costs 0.95% of accumulated value each anniversary. Subject to terms of the GLBR as issued on WealthChoice plan. May not be available in all states and through all financial professionals. Not available in combination with the premium bonus rider. Minimum age to exercise Guaranteed Living Benefit Rider is 50.
3 Excessive withdrawals could cause GLBR payouts to terminate early.