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WealthChoice

Fixed Indexed Annuity

5-, 7-, 10-Year Surrender Periods

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Help your clients build a strategy that aligns with their retirement goals. The WealthChoice FIA offers flexibility—whether they’re looking for income now or later, guaranteed growth, or market-driven potential. With multiple index options and income features, you can tailor a solution that fits their unique needs and timeline.

Your organization may not offer all products shown.

Contact our experts on the sales desk at 800-637-6318 for product availability.

Guaranteed Living Benefit Rider (GLBR)

Flexible Income Options for Your Clients

WealthChoice FIA gives you the flexibility to design income strategies that align with your clients’ retirement goals:

  • Start income in as little as 30 days after issue or defer funds for future needs
  • Choose level income or an increasing option to help address inflation
  • Cover single or joint lives – with no reduction in payouts for joint income

Multiple Strategies. Built-In Guarantees.

WealthChoice FIA is designed to help you deliver on two key client priorities: Growth and Protection.

Premium Bonus

Enhance accumulation potential with a premium bonus¹ and a choice of fixed, participation, and cap rate crediting options.

Guaranteed Rates

United Life guarantees the rate on the S&P 500® Dynamic Intraday TCA Index and Barclays Global Quality Index for the surrender charge period.2

Lifetime Income Solutions

Provide guaranteed income for life, single or joint, with an optional Guaranteed Living Benefit Rider3 (GLBR), available for an annual charge of 0.95% of accumulation value.

Crediting Options

Access additional resources designed to support your client conversations and annuity sales strategy.  

Marketing Materials

Get the primary WealthChoice marketing pieces below. For access to all marketing materials and forms, visit the Document Library at MyKuvare.com.

Materials For
Financial Professionals:
Materials For
Use With Clients:

Positioning Strategies that Drive Meaningful Conversations

The most effective product recommendations start with the right conversation. Our positioning strategies help you connect consumer concerns — market volatility, building retirement savings and income stability — to specific benefits of fixed indexed annuities.
Explore Successful Strategies

How to Get Started​

The first step is to get appointed. contact our experts on the sales desk for help with this process at 800-637-6318.
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Start an Illustration

Get a detailed quote based on your client’s age, premium, and income needs.
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Complete Training Requirements

WealthChoice FIA Code: ULWCA21
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Learn About our E-App

See the benefits to delivering a better experience for your and your clients.

1 Only available on WealthChoice 10; cannot be added in combination with the Guaranteed Living Benefit Rider

2 United Life Insurance Company guarantees the S&P 500 Dynamic Intraday TCA Index and Barclays Global Quality Index for the surrender charge period. The first-year rate could be higher if the new money crediting rate decreases before a contract is issued.

3 Can only be added at time of issue to the WealthChoice 7 or WealthChoice 10

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