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Legacy Accel®

Indexed Universal Life
Discover Legacy Accel®

Lifetime Protection with Growth Potential  

LegacyAccel® Index Universal Life (IUL) offers more than traditional life insurance. It combines valuable death benefit protection with the potential for tax-advantaged cash value growth and designed to help protect your legacy while building toward long-term goals.

Why Choose LegacyAccel® IUL?

No Medical Exams for Most Applicants

Enjoy a fast, streamlined application process with no physical or lab work required in most cases.*

Tax-Free Death Benefit

Choose a coverage amount from $25,000 up to $9.9 million—with flexible benefit options to suit your goals.

Cash Value Growth with Downside Protection

The policy value grows based on market index performance, though the money is never directly invested in the stock market. Plus, the policy includes a minimum guaranteed return to help protect your progress.

Flexible Access to Your Money

Access your cash value through policy loans or penalty-free withdrawals—plus, unlock benefits for chronic or terminal illness when you need it most.

Built-In Living Benefits

LegacyAccel® includes a Living Benefit Rider, which allows you to access a portion of your death benefit if you’re diagnosed with:

  • A chronic illness
  • A terminal illness
  • A severe cognitive impairment

There’s no additional cost for this rider unless you choose to exercise it.

Discover Legacy Accel®

Your future should not be left to chance.

Talk to your financial professional today to see how LegacyAccel® IUL can fit into your financial strategy.

Don’t have a financial professional yet?

No problem! Use the link below to find a qualified professional who can help you get started.

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* Medical testing may be required in some cases depending on age and coverage amount.